My neighbor’s tree fell across my fence. Will their insurance cover the damage?

May 28, 2009 at 5:15 pm

In most cases, your insurance will be the one to cover the damage. Although the tree fell from your neighbor’s property, the damage affected your property. Your homeowners insurance covers damage to your property, so you should make a claim under your policy. Your policy probably also provides coverage to remove the debris from your property (typically up to $500).

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